Employee Benefits

Employee Address Change W4 Form  

 

DEPARTMENT OF HUMAN RESOURCES

 

DEPARTMENT OF HUMAN RESOURCES

 

SUMMARY OF EMPLOYEE BENEFITS

 

Revised – June 9, 2008

 

Benefits Office Location:                                                                         Mailing Address:

120 Hillside Avenue                                                                                PO Box 4390

Newport , Rhode Island 02840                                                                  Middletown , Rhode Island 02842

 

Phone: 401-846-0340

Fax: 401-847-9459

 

OVERVIEW

 

The James L. Maher Center offers quality benefit programs for you and/or your eligible dependents, some of which are paid by the Center while others require co-payments.

 

Below is a brief description of many of the benefits offered. If you have any questions, please visit the Benefits Office at Hillside Avenue or call (401) 846 – 0340, Extension 115.

 

ELIGIBILITY

 

Eligibility for benefits may vary depending upon factors such as date of hire, work schedule and status. Generally:

 

• Full-time regular staff receive full benefits.

 

• Eligible staff must have a paid minimum 90-day employment term in

order to receive health and/or dental benefits.

 

• Part-time regular staff may participate in many of the benefit programs on a pro-rata basis.

 

• Employees hired on the limited duration payroll are ineligible

for most benefits.

 

SIGNING UP FOR BENEFITS

 

All new staff should attend an orientation meeting to learn about and enroll in benefits. Please contact the Benefits Office.

You must make your benefit elections before the end of 31 calendar days from your date of hire or your date of eligibility for benefits.

 

After that time, you must wait until the next annual Open Enrollment period unless you have a qualifying event.

 

HEALTH INSURANCE

 

Comprehensive coverage through United Health Care coverage begins the first of the month following 90 days of employment.

 

DENTAL INSURANCE

 

The Center offers coverage through Delta Dental of RI. Coverage for eligible staff starts on the first of the month after completing 90 days of employment.

 

 

 

 

GROUP TERM LIFE INSURANCE

 

The Center provides eligible staff with Basic Life Insurance equal to two times salary up to $100,000 at no cost to the employee. Additionally, the Accidental Death and Dismemberment benefit provides additional coverage to you in the event you are injured in an accident that results in dismemberment or death.  Voluntary Life Insurance may be purchased for yourself, or your spouse in $10,000 increments at group rates.

 

OTHER INSURANCE

 

Long-Term Disability (LTD) Insurance is paid for by the Center and starts after completing one year of employment. Your waiting period may be waived if coverage was provided by your former employer. This benefit provides income if you incur a loss of earnings for six months or longer due to disability.

 

• During a disability lasting less than six months, you may be eligible for income through Rhode

Island Temporary Disability Insurance, a state program funded by a mandatory deduction from your pay.

 

• The Human Resources administers the Workers’ Compensation program for employees who are injured on the job.

 

PAID TIME OFF

 

The Center observes 14 holidays annually. Exempt employees and non-exempt employees with one year of service accrue the equivalent of 12 sick days and 14 vacation days per calendar year. Paid time off is pro-rated for eligible part-time employees.

 

RETIREMENT

 

At the discretion of the Center, employed staff. other than Federal Contract employees, may be eligible to receive a contribution calculated based upon a fixed percentage of earnings to a tax sheltered annuity (403b) program sponsored by the Center. All staff may contribute a portion of eligible pay on a voluntary basis (up to a limit established by the IRS) as early as the employee’s first payroll. Eligible staff become vested in any employer contributions after a period of three years.

 

FLEXIBLE SPENDING ACCOUNTS (FSAS)

 

Eligible staff can make pre-tax contributions to the following Flexible Spending Accounts:

 

Medical Reimbursement Plan (MRP): For eligible medical and dental expenses not covered by insurance, such as co-pays and deductibles (including those for prescription drugs), over-the-counter medications, orthodonture, as well as eyeglasses, contacts and hearing aids.

 

Dependent Care Assistance Plan (DCAP): For eligible dependent care expenses (generally for children under the age of 13), such as childcare expenses that enable you or your spouse to work.

 

You can pay for eligible expenses using a debit card that you will receive when you enroll, or by submitting claim forms and receipts to Choice Care Card, our service administrator.  All claims must be submitted no later than April 15th for eligible expenses that were incurred in the previous calendar year.

 

Note that employees must re-elect to participate in a Flexible Spending Account each year.

 

 

 

 

EMPLOYEE EDUCATION PROGRAM

 

After completing one year of employment, eligible staff members in good standing may receive tuition reimbursement for courses.   

 

This summary provides a general overview of benefits available for eligible staff at the James L. Maher Center . The information contained herein does not constitute a legal contract.  Benefit programs may change from time to time or be terminated and, in the event of a conflict between this summary and a plan document, the plan document shall govern.